A student walks into a car showroom and after a long talk with a salesman, he picks the car he wants to buy.
-- ``Do you have the cash to pay for it, Sir, or will you be making a hire purchase agreement?''
-- ``I'll buy it on HP, thanks.''
So the student dictates his details to the salesman, who fills in the HP application. Then, to the salesman's astonishment, he signs at the bottom of the form with a big cross and a little cross.
-- ``What are these crosses?''
-- ``Well, the big cross is my name and the little cross is `BSc (Agriculture).'''
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